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Why do Vendors Need to Go Through the Verification Process?

The standard Certificate of Liability Insurance is simply a verification of coverages; without additional reference and contractual solidification a certificate CAN NOT provide coverages to the Certificate Holder or Named Additionally Insured.

The Reason Why One Certificate Will Not Cover All Management Companies

Each Management Company has different requirements and each Management Company, and their Associations are vetted independently. Without proper wording on the certificate, proper written agreements between the parties you are doing business with and proper endorsements attached, the coverages on the certificate can not be verified.